Keeping Business Cashflow on Track

Navigating cashflow is one of the major challenges of running a business. Lack of cash available is a leading causes of business failure. Fortunately there are a number of facilities that are available to help you smooth out your cashflow, meaning making payroll and paying suppliers remain manageable. Overdraft An overdraft facility is usually available…

Financing a New Car

When it comes to purchasing a car, there are a lot of decisions to be made. You need to consider such things as whether or not you are going to purchase a new or second hand car, and if you will buy from a dealer or privately. You will also need to decide how you…

New Year, Fresh Start

According to a report by Business Insider, 80% of new year’s resolutions will fail by February. That means you probably have another two weeks before your good intentions fall away. Better financial habits are usually up there with the most common new year plans so here are some tips to help you make your financial new…

Getting a Home Loan in Today’s Market

Recent reports across the media leave no doubt about the fact that we are in a market where lending conditions are tough. Lenders have introduced stricter criteria when it comes to assessing capacity to borrow for a home loan and that is affecting homebuyers and refinancers alike. The good news is, even though lenders have…

Comprehensive Credit Reporting

You may have heard in the media or from your financial institution about Comprehensive Credit Reporting coming into effect, and you may be wondering what exactly it is and how it will affect you. While it means a significant change in the way lenders conduct credit reporting, understanding what it is and how it affects…

Are You Risking Your Deposit?

Making sure your home loan is pre-approved before you start your property hunt has always been the ideal approach. Now however, it is more important than ever. The lending world is changing and policies are becoming tighter. This means finance is becoming more difficult to obtain so you need to know where you are positioned…

Time to Upsize?

There are a number of reasons as to why you may have decided it is time to upsize to a bigger home. It might be a growing family, increased affordability, or perhaps lifestyle ideals. Whatever the reason, there are factors you need to consider before you go ahead. When you bought your first home, you…